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O'BRIEN v. CHIME FINANCIAL, INC.

E.D. Pa. · No. 2:26-cv-07539

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Our records for this case (1)

MatterTypePractice areaCourtDateValue
CHIME FINANCIAL, INC.source ↗
filed by PHILADELPHIA, PA 19147 · Judge Joshua David Wolson · No. 2:26-cv-07539 · 15:1693 Electronic Funds Transfer Act · view case timeline →
Comparable settlements $59.50M–$725M ▾
Comparable privacy rulings split roughly evenly: Bayhealth and Gunnar Optiks survived pleading-stage challenges, while Tower Health, Nuance, Walker, and Integris's state claims were dismissed or remain unclear, showing no dominant trend for tracking/wiretap theories against financial apps.
Comparable settlements $59.50M–$725M median $81.50M · n=10
Meta $725M · Google $425M · Google LLC $135M
Per member (realized): ~$29 median · $29–$29 (n=2)
Comparable verdict: Google LLC $425.70M · Google LLC $425.65M
Key precedent: Tower Health (3d Cir.) dismissed Meta Pixel-based health-data sharing claims, illustrating courts' skepticism toward third-party tracking-tool wiretap theories absent clear unauthorized disclosure.
Main risk: Dismissal on pleadings like Tower Health/Nuance if Chime's tracking tool use doesn't meet wiretap 'interception' or consent-exception thresholds.
This defendant: Two prior Chime privacy/wiretap filings (Johnson, Bean) suggest repeat exposure to similar tracking-technology claims.
Rough EV model (wide — class size is the big unknown, not a prediction): $65M–$450M
Small, heterogeneous comparable set mixes health-privacy and biometric cases; fintech-specific wiretap precedent is thin, so estimates carry wide uncertainty. · grounded in 9 rulings, 10 settlements, 4 verdicts
FilingPrivacy & WiretapE.D. Pa.2026-09-29$59.50M–$725M
comparable settlements