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Moss v. Equifax Information Services LLC

M.D. Fla. · No. 8:26-cv-02988

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Equifax Information Services LLCsource ↗
filed by Swift, Isringhaus, Dubbeld & McEleney PLLC · No. 8:26-cv-02988 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
Minano v. DLJ Mortgage Capital shows courts readily dismiss FCRA furnisher claims lacking private right of action or factual specificity, a real risk for Equifax as a CRA/furnisher. Askins v. CRST shows bare statutory FCRA violations can still confer standing, keeping viable claims alive.
Comparable settlements $2.40M–$100M median $5.85M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital, Inc. — dismissed multiple FCRA counts (no private right of action, insufficient pleading), directly analogous to typical Equifax furnisher/CRA claims.
Main risk: Dismissal for failure to state a claim or lack of private right of action under specific FCRA subsections, as in Minano.
This defendant: Multiple recent individual FCRA filings against Equifax (McClary, Ali, Porter, Harris, Janson) suggest recurring consumer disputes over reporting accuracy, not a coordinated class pattern.
Rough EV model (wide — class size is the big unknown, not a prediction): –$2.50M
Small, heterogeneous comparable set; likely individual case but treated with class-scale benchmarks per instructions, inflating upper bound uncertainty. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-09-29$2.40M–$100M
comparable settlements