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Spencer v. Globe Life, Inc.

E.D. Tex. · No. 4:26-cv-01396

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MatterTypePractice areaCourtDateValue
Globe Life, Inc.source ↗
filed by Consumer Law Partners, LLC · No. 4:26-cv-01396 · 47:227 Restrictions of Use of Telephone Equipment · view case timeline →
Comparable settlements $29.50M–$76M ▾
Most recent TCPA rulings favored defendants on narrow statutory grounds (Howard v. RNC on 'artificial/prerecorded voice' scope, Perrong v. Bradford on legislative-immunity carve-outs, Hulce v. Zipongo on 'telephone solicitation' definition), but League of Women Voters v. Kramer shows robocall claims with concrete injury allegations can survive MTD.
Comparable settlements $29.50M–$76M median $36.20M · n=10
Caribbean Cruise L $76M · Dish Network $61M · US Coachways $49.90M
Per member (realized): ~$20 median · $10–$500 (n=4)
Comparable verdict: Dish Network, L.L.C. $61M · ccAdvertising and Dr $32.42M
Class (from complaint): All persons or entities that purchased or otherwise acquired shares of Globe Life common stock between May 8, 2019, and April 10, 2024, inclusive.
Key precedent: Howard v. RNC (9th Cir.) — narrows what counts as a 'prerecorded voice' text/call, a likely defense angle for Globe Life's messaging practices.
Main risk: Dismissal on threshold statutory-scope grounds (as in Howard, Perrong, Hulce) before reaching class certification or damages.
This defendant: Globe Life/American Income Life has prior $3.4M data-breach settlements, showing recurring consumer-data exposure but no TCPA-specific settlement history.
Rough EV model (wide — class size is the big unknown, not a prediction): $150K–$11.25M
Critical inconsistency: the provided class definition describes securities purchasers, not TCPA call/text recipients, undermining reliable class sizing and confidence in this estimate. · grounded in 10 rulings, 10 settlements, 3 verdicts
FilingRobocalls & Texts (TCPA)E.D. Tex.2026-09-29$29.50M–$76M
comparable settlements