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KOCHENOUR v. TRANS UNION, LLC

E.D. Pa. · No. 2:26-cv-07471

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MatterTypePractice areaCourtDateValue
TRANS UNION, LLCsource ↗
filed by Vullings Law Group, LLC · Judge John Milton Younge · No. 2:26-cv-07471 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
FCRA furnisher claims are frequently narrowed or dismissed (Minano v. DLJ) for lacking private right of action, while disclosure-based claims can survive (Askins v. CRST). TransUnion faces recurring FCRA suits and has settled comparable EDPA class actions before.
Comparable settlements $2.40M–$100M median $5.85M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$250 median · $25–$500 (n=5)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital - shows courts routinely dismiss specific FCRA furnisher theories but allow re-pleading, setting likely early-motion battleground.
Main risk: Dismissal of core FCRA counts for lacking private right of action or insufficient factual specificity, as in Minano.
This defendant: Multiple concurrent FCRA filings against TransUnion (Cobbs, Ho, Out, Lisman, Johnson, Chas) suggest repeat, systemic reporting-accuracy disputes.
Rough EV model (wide — class size is the big unknown, not a prediction): $5M–$150M
Small, heterogeneous comparable set; individual vs. class posture unclear, limiting precision of size/value estimates. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Pa.2026-09-28$2.40M–$100M
comparable settlements