D. Colo. · No. 1:26-cv-04781
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Credit One Bank, N.A.source ↗ filed by McCarthy Law PLC · Judge Gordon P. Gallagher · No. 1:26-cv-04781 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ Mortgage Capital shows FCRA furnisher claims often dismissed for lack of private right of action or thin pleading, while Askins shows bare disclosure violations can survive standing challenges. Outcomes for Credit One likely split by claim type. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$250 median · $25–$500 (n=5) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — closely analogous FCRA furnisher-liability dismissal pattern applicable to Credit One's reporting conduct. Main risk: Dismissal of core FCRA counts for lack of private right of action against furnishers, as in Minano This defendant: Three prior FCRA/FDCPA filings (Amor, Hernandez, Dugarte) suggest recurring consumer credit-reporting disputes against Credit One Bank Rough EV model (wide — class size is the big unknown, not a prediction): $50K–$15M Small comparable sample, no Credit One-specific rulings, and case may proceed individually rather than as a class. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | D. Colo. | 2026-09-28 | $2.40M–$100M comparable settlements |