W.D. Tex. · No. 5:26-cv-06178
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| JPMorgan Chase Bank, N.A.source ↗ filed by McCarthy Law PLC · No. 5:26-cv-06178 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.40M–$100M ▾Minano v. DLJ Mortgage Capital shows courts readily dismiss FCRA furnisher claims lacking a private right of action, a real risk for Chase as a data furnisher/creditor. However, Askins v. CRST shows bare statutory FCRA violations can survive standing challenges, and Wright v. PRA shows FDCPA-adjacent claims can favor plaintiffs on procedural grounds. Comparable settlements $2.40M–$100M median $5.85M · n=10 Equifax $100M · Equifax $30M · Equifax Informatio $30M Per member (realized): ~$102 median · $25–$500 (n=3) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — most factually aligned; dismissed multiple FCRA counts against a furnisher for lack of private right of action and insufficient pleading, the primary dismissal pathway Chase will likely pursue. Main risk: Dismissal under FCRA's limited private right of action against furnishers, mirroring Minano's Count II/III/V dismissals with prejudice. This defendant: Chase has faced repeated FCRA/FDCPA filings (Wang, McLean) suggesting recurring furnisher-dispute exposure but no confirmed adverse rulings yet. Rough EV model (wide — class size is the big unknown, not a prediction): $56K–$45M Small, heterogeneous comparable set; unclear if filing is individual or class action, driving wide EV range; no direct Chase outcome data available. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | W.D. Tex. | 2026-09-25 | $2.40M–$100M comparable settlements |