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Fortune v. Portfolio Recovery Associates, LLC

M.D. Fla. · No. 8:26-cv-02917

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Portfolio Recovery Associates, LLCsource ↗
filed by F&H Law Group, P.A. · No. 8:26-cv-02917 · 15:1692 Fair Debt Collection Act · view case timeline →
Comparable settlements $2.40M–$100M ▾
Wright v. PRA (Colo.) shows PRA's debt-validation documentation is recurringly deficient, weighing toward survival; but Minano and Soul show many FCRA/FDCPA theories get dismissed for lack of private right of action or thin pleading.
Comparable settlements $2.40M–$100M median $5.85M · n=10
Equifax $100M · Equifax $30M · Equifax Informatio $30M
Per member (realized): ~$102 median · $25–$500 (n=3)
Comparable verdict: TransUnion $60M · TransUnion, LLC $40M
Key precedent: Felicia Wright v. Portfolio Recovery Associates (Colo.) - same defendant, court found PRA's ownership/attachment proof insufficient, signaling systemic documentation weaknesses.
Main risk: Core FCRA counts may be dismissed early for lacking private right of action against furnishers/collectors, as in Minano v. DLJ Mortgage.
This defendant: PRA has multiple pending/recent consumer-credit and privacy suits (Horan, Wright, Lindor), suggesting recurring compliance disputes.
Rough EV model (wide — class size is the big unknown, not a prediction): $4K–$1.12M
Small, heterogeneous comparable set (mostly non-PRA, mixed jurisdictions); class certification and specific facts unknown, limiting precision. · grounded in 10 rulings, 10 settlements, 2 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-09-24$2.40M–$100M
comparable settlements