M.D. Fla. · No. 8:26-cv-02785
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Clarity Services, Inc.source ↗ filed by Seraph Legal, PA · Judge James S. Moody Jr. · No. 8:26-cv-02785 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.25M–$100M ▾FCRA claims against furnishers/CRAs often dismissed for lack of private right of action (Minano v. DLJ Mortgage Capital), but bare disclosure violations can survive (Askins v. CRST). Clarity's role as a specialty subprime CRA raises similar furnisher-liability defenses. Comparable settlements $2.25M–$100M median $3.25M · n=10 Equifax $100M · TransUnion $8.31M · Trader Joe's $7.40M Per member (realized): ~$102 median · $25–$500 (n=3) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - most FCRA furnisher claims dismissed for no private right of action, a likely defense for Clarity. Main risk: Dismissal of core FCRA counts for lack of private right of action, as in Minano, leaving only narrow surviving claims. This defendant: Six prior filings against Clarity Services suggest recurring FCRA disputes, likely individual suits rather than a single mega-class. Rough EV model (wide — class size is the big unknown, not a prediction): $150K–$15M Small, heterogeneous comparable set; no confirmed class certification or defendant-specific settlement data, so figures are broad illustrative ranges. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-09-21 | $2.25M–$100M comparable settlements |