M.D. Fla. · No. 8:26-cv-02705
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by Patti Zabaleta Law Group · No. 8:26-cv-02705 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.25M–$100M ▾FCRA furnisher claims are frequently narrowed at the pleading stage, as in Minano v. DLJ Mortgage Capital where multiple counts were dismissed for no private right of action or insufficient allegations. Askins v. CRST shows disclosure-based FCRA claims can survive on bare statutory violation theory, but that context (background-check disclosure) differs from a furnisher-dispute case like this one. Comparable settlements $2.25M–$100M median $3.25M · n=10 Equifax $100M · TransUnion $8.31M · Trader Joe's $7.40M Per member (realized): ~$102 median · $25–$500 (n=3) Comparable verdict: TransUnion $60M · TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — most analogous furnisher-liability FCRA fact pattern; shows courts routinely trim claims absent detailed reinvestigation/dispute-handling allegations. Main risk: Dismissal of core FCRA counts for failure to plead a proper dispute/reinvestigation failure, mirroring Minano's dismissal of §1681i, §1681c-2, and §1681s-2(a)(8) claims. This defendant: Equifax has repeat FCRA filings (McClary, Ali, Porter, Harris, Janson) and a prior $2.2M Bradberry settlement, suggesting steady but modest individual-case exposure. Rough EV model (wide — class size is the big unknown, not a prediction): –$9K Small, heterogeneous comparable set mixes class settlements and individual rulings; true class size and damages could shift materially if amended to a class complaint. · grounded in 10 rulings, 10 settlements, 2 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-09-16 | $2.25M–$100M comparable settlements |