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Hensley v. Equifax Information Services LLC

M.D. Fla. · No. 8:26-cv-02670

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No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Equifax Information Services LLCsource ↗
filed by The Consumer Lawyers, PLLC · No. 8:26-cv-02670 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements $2.25M–$100M ▾
FCRA furnisher claims are frequently narrowed at the pleading stage (Minano v. DLJ Mortgage dismissed most counts for no private right of action/insufficient facts), yet disclosure-based FCRA theories have survived where bare statutory violations were deemed concrete injury (Askins v. CRST). Equifax's own $100M breach settlement and Bradberry's $2.2M FCRA settlement show real exposure once claims survive dismissal.
Comparable settlements $2.25M–$100M median $3.25M · n=10
Equifax $100M · TransUnion $8.31M · Trader Joe's $7.40M
Per member (realized): ~$102 median · $25–$500 (n=3)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital — shows courts routinely dismiss FCRA furnisher claims lacking specific factual allegations of inaccurate reporting/reasonable reinvestigation failure, a likely early hurdle here.
Main risk: Dismissal for failure to plead specific inaccuracies or reasonable investigation failure, as in Minano, or lack of concrete injury absent bare procedural violation like Askins addressed differently under state law.
This defendant: Equifax faces recurring individual FCRA filings (McClary, Ali, Porter, Harris, Janson) plus a prior $2.2M FCRA settlement (Bradberry), suggesting a pattern of repeat furnisher-accuracy litigation.
Rough EV model (wide — class size is the big unknown, not a prediction): $20K–$1.12M
Small comparable sample and unclear class certification status make EV highly speculative; case may resolve as individual suit rather than class action. · grounded in 10 rulings, 10 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-09-14$2.25M–$100M
comparable settlements