W.D. Wash. · No. 3:26-cv-06037
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| IC Systems Incsource ↗ filed by ZEMEL LAW LLC · Judge Brian A. Tsuchida · No. 3:26-cv-06037 · 28:1441 Petition for Removal - Fair Credit Reporting · view case timeline → Comparable settlements $2.25M–$100M ▾Minano v. DLJ shows courts frequently dismiss FCRA furnisher claims lacking private right of action, while Askins v. CRST shows bare statutory violations can survive standing challenges. IC Systems as a debt collector faces similar mixed treatment depending on which FCRA/FDCPA provision is pled. Comparable settlements $2.25M–$100M median $3.25M · n=10 Equifax $100M · TransUnion $8.31M · Trader Joe's $7.40M Per member (realized): ~$102 median · $25–$500 (n=3) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. Dlj Mortgage Capital - dismissed most FCRA furnisher claims (no private right of action), directly analogous to claims against a debt collector like IC Systems Main risk: Dismissal for lack of private right of action or insufficient pleading, as in Minano (3 of 6 claims dismissed with prejudice) Rough EV model (wide — class size is the big unknown, not a prediction): $250K–$22.50M No prior IC Systems litigation data; class size and per-member figures are rough proxies from analogous debt-collector/FCRA settlements, not defendant-specific evidence. · grounded in 10 rulings, 10 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | W.D. Wash. | 2026-09-11 | $2.25M–$100M comparable settlements |