D. Colo. · No. 1:26-cv-04283
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Mercury Financial, LLCsource ↗ filed by The Law Offices of Jeffrey Lohman PLLC · Judge Philip A. Brimmer · No. 1:26-cv-04283 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $2.25M–$100M ▾Comparable FCRA furnisher claims (Minano v. DLJ Mortgage) were largely dismissed for lack of private right of action or insufficient pleading, while Colorado-specific FDCPA claims (Wright v. PRA) show courts strictly enforce attachment/ownership proof but consumer counterclaims can succeed. Outcome likely hinges on specific FCRA subsection pled and Colorado FDCPA procedural compliance. Comparable settlements $2.25M–$100M median $3.25M · n=10 Equifax $100M · TransUnion $8.31M · Trader Joe's $7.40M Per member (realized): ~$102 median · $25–$500 (n=3) Comparable verdict: TransUnion, LLC $40M Key precedent: Wright v. Portfolio Recovery Associates (Colo.) - shows Colorado courts strictly scrutinize FDCPA compliance and will revive consumer counterclaims if debt-ownership proof is deficient. Main risk: Dismissal for lack of private right of action or insufficient factual specificity, as in Minano v. DLJ Mortgage where most FCRA counts were dismissed Rough EV model (wide — class size is the big unknown, not a prediction): $1M–$36M Web signals appear to mix Mercury Financial (credit card issuer) with an unrelated fintech 'Mercury' business-banking startup, undermining class-size reliability; small comparable sample limits precision. · grounded in 10 rulings, 10 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | D. Colo. | 2026-09-11 | $2.25M–$100M comparable settlements |