E.D. Pa. · No. 2:26-cv-06998
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| MIDLAND CREDIT MANAGEMENT, INC.source ↗ filed by Garibian Law Offices PC · Judge Karen Spencer Marston · No. 2:26-cv-06998 · 15:1692 Fair Debt Collection Act · view case timeline → Comparable settlements $2.25M–$100M ▾Comparable FCRA/FDCPA rulings split sharply: Minano v. DLJ dismissed most FCRA counts for lack of private right of action or insufficient pleading, while Askins v. CRST let a disclosure-based FCRA claim survive on bare statutory injury. Midland is a serial defendant (Fitzgerald, Johnson, Cox, Betz), suggesting courts see recurring, narrowly-pled claims. Comparable settlements $2.25M–$100M median $3.25M · n=10 Equifax $100M · TransUnion $8.31M · Trader Joe's $7.40M Per member (realized): ~$102 median · $25–$500 (n=3) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - shows courts dismiss FCRA furnisher claims lacking specific factual/legal basis, a likely template for MCM motions to dismiss. Main risk: Dismissal for failure to state a private right of action or insufficient factual specificity, as in Minano v. DLJ Mortgage Capital. This defendant: Four prior FCRA/FDCPA filings against MCM show it is a repeat, high-volume litigation target. Rough EV model (wide — class size is the big unknown, not a prediction): – Single-plaintiff case; class-scale benchmarks may not apply, and small sample of rulings limits precision. · grounded in 10 rulings, 10 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-09-11 | $2.25M–$100M comparable settlements |