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Chesterman v. Better Path Financial LLC

S.D. Cal. · No. 3:26-cv-04913

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Better Path Financial LLCsource ↗
filed by Kazerouni Law Group, APC · Judge Todd Wallace Robinson · No. 3:26-cv-04913 · 47:227 Restrictions of Use of Telephone Equipment · view case timeline →
Comparable settlements $29.50M–$76M ▾
TCPA robocall/text claims show split outcomes: League of Women Voters v. Kramer survived MTD on similar unconsented robocall claims, while Howard v. RNC and Perrong v. Bradford were dismissed on technical/statutory-scope grounds not obviously applicable here. Hulce v. Zipongo shows solicitation-definition disputes can defeat TCPA claims even at summary judgment.
Comparable settlements $29.50M–$76M median $36.20M · n=10
Caribbean Cruise L $76M · Dish Network $61M · US Coachways $49.90M
Per member (realized): ~$20 median · $10–$500 (n=4)
Comparable verdict: Dish Network, L.L.C. $61M · ccAdvertising $32.42M
Key precedent: League of Women Voters v. Kramer (D.N.H.) - TCPA robocall claim survived MTD with adequately alleged concrete injury, closest procedural analog to this filing stage.
Main risk: Dismissal if calls/texts don't meet strict statutory definitions of 'automated' or 'solicitation' under TCPA, as in Howard v. RNC and Hulce v. Zipongo.
Rough EV model (wide — class size is the big unknown, not a prediction): $20K–$2.25M
Small sample of rulings/settlements skewed toward large national defendants; class size and defendant solvency for this small debt-relief company are speculative from web signals alone. · grounded in 10 rulings, 10 settlements, 3 verdicts
FilingRobocalls & Texts (TCPA)S.D. Cal.2026-08-28$29.50M–$76M
comparable settlements