D. Maryland · No. 1:26-cv-03402
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Cleara, LLCsource ↗ filed by The Law Offices of Joseph S. Mack · Judge Richard D. Bennett · No. 1:26-cv-03402 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $1.65M–$100M ▾FCRA claims against furnishers/CRAs show inconsistent outcomes: Minano dismissed most FCRA counts for lack of private right of action, while Askins allowed a disclosure-based FCRA claim to survive on concrete-injury grounds. Cleara's small footprint and lack of prior litigation history add uncertainty to both liability and class scope. Comparable settlements $1.65M–$100M median $2.33M · n=10 Equifax $100M · TransUnion $8.31M · Trader Joe's $7.40M Per member (realized): ~$102 median · $25–$500 (n=3) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital (D.D.C.) — shows courts readily dismiss FCRA furnisher claims lacking private right of action, a likely defense for Cleara. Main risk: Dismissal of core FCRA counts for no private right of action, mirroring Minano's outcome on furnisher liability. Rough EV model (wide — class size is the big unknown, not a prediction): $25K–$1.50M Small sample of comparables and unknown Cleara-specific facts (business model, data volume) make this a rough directional estimate only. · grounded in 10 rulings, 10 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | D. Maryland | 2026-08-26 | $1.65M–$100M comparable settlements |