S.D. Tex. · No. 3:26-cv-00288
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Raptor Technologies, LLCsource ↗ filed by Consumer Justice Law Firm PLC · No. 3:26-cv-00288 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements $1.65M–$100M ▾FCRA furnisher claims are frequently narrowed (Minano v. DLJ Mortgage dismissed most counts for no private right of action), but bare statutory disclosure violations can survive (Askins v. CRST). Raptor's business (visitor/background screening) resembles Xactus/RentGrow, both of which settled modestly. Comparable settlements $1.65M–$100M median $2.33M · n=10 Equifax $100M · TransUnion $8.31M · Trader Joe's $7.40M Per member (realized): ~$102 median · $25–$500 (n=3) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - shows courts routinely dismiss FCRA furnisher/reporting claims absent concrete injury pleading, a likely early hurdle here. Main risk: Dismissal for lack of private right of action or insufficient concrete-injury pleading, as in Minano v. DLJ Mortgage. Rough EV model (wide — class size is the big unknown, not a prediction): $50K–$3M Class size is inferred, not confirmed; small defendant revenue likely caps any resolution well below FCRA statutory ceiling. · grounded in 10 rulings, 10 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | S.D. Tex. | 2026-08-24 | $1.65M–$100M comparable settlements |