E.D. Pa. · No. 2:26-cv-06008
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| PORTFOLIO RECOVERY ASSOCIATES, LLCsource ↗ filed by Kimmel & Silverman, PC · No. 2:26-cv-06008 · 15:1692 Fair Debt Collection Act · view case timeline → Comparable settlements –$7.40M ▾PRA has direct adverse precedent in Wright v. PRA where its bill-of-sale/affidavit practice was found insufficient and the debtor's counterclaim should have succeeded, showing documentation vulnerabilities. However, Minano shows many FCRA furnisher claims get dismissed for no private right of action or thin pleading, cutting the other way. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Wright v. PRA (Colo.) — same defendant, reversed for inadequate proof of debt ownership; signals recurring documentation weakness relevant to FCRA/FDCPA theories here. Main risk: Dismissal of FCRA counts for lack of private right of action or insufficient factual pleading, as in Minano v. DLJ Mortgage Capital This defendant: PRA has a recent adverse ruling (Wright) on debt-ownership documentation, suggesting a repeat vulnerability in FDCPA-type claims. Rough EV model (wide — class size is the big unknown, not a prediction): $100K–$12.50M Small, heterogeneous comparable set; class size and certification status unconfirmed; estimate highly sensitive to actual class definition and claim survival. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | E.D. Pa. | 2026-08-18 | –$7.40M comparable settlements |