S.D. Fla. · No. 1:26-cv-25605
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by The Law Office of Cortney E Walters, PLLC · Judge Kevin Michael Moore · No. 1:26-cv-25605 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ Mortgage Capital shows courts routinely dismiss FCRA furnisher claims lacking specific allegations of inaccurate reporting or reinvestigation failure, while Askins confirms bare statutory violations can still confer standing. Equifax has faced repeated individual FCRA filings (McClary, Dina, Ali, Porter, Jover, Pringle), suggesting a recurring litigation pattern rather than novel exposure. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital Inc. — dismissed several FCRA counts for lack of private right of action/insufficient pleading, the most direct analog for a furnisher-liability claim against Equifax. Main risk: Dismissal for failure to plead a specific inaccurate furnishing or reinvestigation defect, as in Minano's Counts II/III/V This defendant: Equifax faces a steady stream of individual FCRA filings in this district, indicating routine, low-value litigation rather than large exposure per case. Rough EV model (wide — class size is the big unknown, not a prediction): –$3M Single-plaintiff filing; class certification unlikely, so upper-bound estimates are speculative extrapolations from settlement data, not this case's probable trajectory. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | S.D. Fla. | 2026-08-18 | –$7.40M comparable settlements |