S.D. Fla. · No. 1:26-cv-25603
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by The Law Office of Cortney E Walters, PLLC · Judge Darrin Phillip Gayles · No. 1:26-cv-25603 · 28:1441 Petition for Removal - Fair Credit Reporti · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ Mortgage shows courts readily dismiss FCRA claims lacking private right of action or plausible inaccuracy allegations, while Askins v. CRST shows bare statutory FCRA violations can survive standing challenges. Equifax has settled comparable FCRA disputes twice at $2.2M but also faced a $0.0M outcome, showing outcome variance. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - illustrates narrow FCRA private-rights-of-action doctrine that frequently guts furnisher/CRA claims at the pleading stage. Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient inaccuracy pleading, as in Minano. This defendant: Multiple recent FCRA/FDCPA filings against Equifax (McClary, Dina, Ali, Porter, Jover, Pringle) suggest recurring, possibly systemic reporting-accuracy disputes. Rough EV model (wide — class size is the big unknown, not a prediction): $150K–$15M Small, heterogeneous sample; actual case may be individual not class, and true class size/per-member figures are highly uncertain. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | S.D. Fla. | 2026-08-18 | –$7.40M comparable settlements |