M.D. Fla. · No. 8:26-cv-02412
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by Seraph Legal, P.A. · Judge William Frederic Jung · No. 8:26-cv-02412 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ Mortgage Capital shows FCRA claims against furnishers/CRAs often dismissed absent a private right of action or sufficient pleading, while Askins v. CRST shows bare statutory violations can still confer standing. Equifax has repeatedly settled similar FCRA disputes ($2.2M range) rather than litigate to judgment, suggesting moderate but not high survival odds. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — most FCRA counts dismissed for lack of private right of action or insufficient allegations, a real risk for any FCRA claim against Equifax as furnisher/CRA. Main risk: Dismissal of core FCRA counts for insufficient factual allegations or lack of private right of action, as in Minano v. DLJ Mortgage Capital. This defendant: Equifax faces a steady stream of FCRA filings (McClary, Dina, Ali, Porter, Jover, Pringle) suggesting routine but recurring litigation exposure rather than one-off risk. Rough EV model (wide — class size is the big unknown, not a prediction): $45K–$13.75M Small, heterogeneous comparable set; unclear if this is an individual or class filing, so class size and EV are highly speculative. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-08-18 | –$7.40M comparable settlements |