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Rainey v. Safety Holdings, Inc.

D.S.C. · No. 3:26-cv-03526

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Safety Holdings, Inc.source ↗
filed by Consumer Justice Law Firm PLC · Judge Sheria Akins Clarke · No. 3:26-cv-03526 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
FCRA claims against furnishers often fail on private-right-of-action grounds (Minano v. DLJ Mortgage), but disclosure-based standing claims can survive (Askins v. CRST). D.S.C. courts tend to follow strict Article III standing post-TransUnion, cutting both ways.
Comparable settlements –$7.40M median $2.23M · n=8
Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M
Per member (realized): ~$301 median · $102–$500 (n=2)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital - shows many FCRA furnisher claims dismissed for lack of private right of action or insufficient pleading, a major risk here.
Main risk: Dismissal of core FCRA claims for lack of private right of action or standing, as in Minano v. DLJ Mortgage Capital.
Rough EV model (wide — class size is the big unknown, not a prediction): $100K–$10M
No defendant-specific financial or class-size data available; estimate relies on generic FCRA comparables and wide uncertainty bounds. · grounded in 10 rulings, 8 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)D.S.C.2026-08-17–$7.40M
comparable settlements