S.D. Fla. · No. 1:26-cv-25579
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Clarity Services, Inc.source ↗ filed by Seraph Legal, PA · Judge Kevin Michael Moore · No. 1:26-cv-25579 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ shows most FCRA furnisher claims dismissed for lack of private right of action, while Askins v. CRST shows bare disclosure violations can survive on standing grounds. Clarity's repeated litigation history (6+ prior filings) suggests recurring but fact-specific outcomes. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — dismissed most FCRA furnisher claims (no private right of action), a common defense CRAs like Clarity will raise. Main risk: Dismissal for lack of private right of action under specific FCRA provisions, as in Minano This defendant: Six prior FCRA/FDCPA filings against Clarity suggest recurring disputes over credit data accuracy/reporting practices. Rough EV model (wide — class size is the big unknown, not a prediction): $400K–$10M Small, heterogeneous comparable set; no confirmed class certification or defendant-specific settlement data exists. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | S.D. Fla. | 2026-08-17 | –$7.40M comparable settlements |