M.D. Fla. · No. 5:26-cv-00581
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by The Law Office of Cortney E Walters, PLLC · Judge James S. Moody Jr. · No. 5:26-cv-00581 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾FCRA furnisher claims often dismissed for lack of private right of action or insufficient pleading, as in Minano v. DLJ Mortgage, while disclosure-based claims like Askins v. CRST survived on bare statutory violation theory. Equifax has repeated FCRA filings (McClary, Dina, Ali, Porter, Jover, Pringle) suggesting recurring but often narrow claims. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. (D.D.C.) - shows courts routinely dismiss FCRA furnisher claims absent private right of action or specific factual allegations, a direct risk here. Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient factual specificity, as seen in Minano v. DLJ Mortgage This defendant: Equifax faces recurring FCRA filings (6+ prior cases), suggesting systemic reporting-accuracy disputes and litigation exposure. Rough EV model (wide — class size is the big unknown, not a prediction): $23K–$1.12M Small comparable sample, unclear if case is individual or class-based; estimates highly sensitive to certification and claim survival. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-08-17 | –$7.40M comparable settlements |