N.D. Cal. · No. 3:26-cv-08475
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| PayPal, Inc.source ↗ filed by Kazerouni Law Group, APC · No. 3:26-cv-08475 · 15:1692 Fair Debt Collection Act · view case timeline → Comparable settlements –$7.40M ▾Comparable FCRA rulings split sharply: Minano v. DLJ dismissed most furnisher claims for lack of private right of action while allowing repleading, and Soul v. Christiansen dismissed an FDCPA claim outright, but Askins v. CRST let a bare FCRA disclosure claim survive on concrete-injury grounds. No PayPal-specific precedent exists, so outcome hinges on which FCRA/FDCPA provision is pled. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — shows courts narrowly construe FCRA private rights of action against furnishers, a likely PayPal posture. Main risk: Dismissal for lack of private right of action or insufficient pleading, as in Minano and Soul, before any class discovery. Rough EV model (wide — class size is the big unknown, not a prediction): $400K–$40M No direct PayPal precedent; comparables are heterogeneous (mix of FCRA/FDCPA doctrines), so this is a rough directional read, not a precise forecast. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | N.D. Cal. | 2026-08-14 | –$7.40M comparable settlements |