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Grace v. Equifax Information Services LLC

M.D. Fla. · No. 8:26-cv-02320

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Equifax Information Services LLCsource ↗
filed by Squire Patton Boggs (US) LLP, Litigation · No. 8:26-cv-02320 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
Minano v. DLJ Mortgage Capital dismissed most FCRA furnisher claims (no private right of action under §1681s-2, §1681c-2) with prejudice, a serious threat since Equifax is a furnisher/CRA defendant; but Askins v. CRST shows disclosure-based FCRA claims can survive standing challenges.
Comparable settlements –$7.40M median $2.23M · n=8
Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M
Per member (realized): ~$301 median · $102–$500 (n=2)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital, Inc. — dismisses multiple FCRA furnisher theories outright, mirroring likely claims against Equifax as a data furnisher/CRA.
Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient factual pleading, as in Minano.
This defendant: Multiple recent individual FCRA filings against Equifax (McClary, Ali, Porter, Jover, Pringle, Sanchez) show recurring furnisher-dispute litigation pattern.
Rough EV model (wide — class size is the big unknown, not a prediction): $200K–$15M
Small comparable sample; unclear if case is individual or class action, and class size is inferred, not confirmed by filing data. · grounded in 10 rulings, 8 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-08-11–$7.40M
comparable settlements