D. Maryland · No. 1:26-cv-03147
Full docket on CourtListener ↗
No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).
| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Rocket Mortgage, LLCsource ↗ filed by Hinshaw & Culbertson, LLP · Judge Adam B. Abelson · No. 1:26-cv-03147 · 28:1441 Petition for Removal · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ Mortgage Capital shows FCRA furnisher claims are highly vulnerable to dismissal absent private right of action or insufficient pleading, while Askins confirms bare statutory violations can still confer standing. Rocket Mortgage's prior FDCPA/FCRA exposure is untested but its scale invites large-class scrutiny. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — nearly identical FCRA furnisher theory, most counts dismissed for lack of private right of action or insufficient pleading. Main risk: Dismissal of core FCRA counts for lack of private right of action, as occurred in Minano v. DLJ Mortgage Capital. This defendant: No prior FCRA/FDCPA rulings against Rocket Mortgage; existing suits involve privacy/wiretap and fee disputes, suggesting untested exposure here. Rough EV model (wide — class size is the big unknown, not a prediction): $900K–$45M Small comparable sample and no direct Rocket Mortgage FCRA/FDCPA precedent; estimates are illustrative, not predictive. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | D. Maryland | 2026-08-10 | –$7.40M comparable settlements |