W.D. Tex. · No. 6:26-cv-00513
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No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).
| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Waypoint Resource Group, LLCsource ↗ filed by Ciment Law Firm, PLLC · Judge Christopher R. Wolfe · No. 6:26-cv-00513 · 15:1692 Fair Debt Collection Act · view case timeline → Comparable settlements –$7.40M ▾FCRA claims against furnishers/collectors are frequently narrowed (Minano dismissed several counts for no private right of action) while disclosure-based claims can survive (Askins). No merits ruling yet for Waypoint, only a companion filing. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — shows FCRA furnisher claims often dismissed unless properly pled, a likely early hurdle for Waypoint. Main risk: Dismissal of core FCRA counts for lack of private right of action, as in Minano Rough EV model (wide — class size is the big unknown, not a prediction): $8K–$750K Single prior filing and no merits ruling; class size and recovery are rough estimates from limited web/company-size signals. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | W.D. Tex. | 2026-08-07 | –$7.40M comparable settlements |