M.D. Fla. · No. 8:26-cv-02263
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Clarity Services, Inc.source ↗ filed by Seraph Legal, P.A. · No. 8:26-cv-02263 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾FCRA furnisher claims often fail on private-right-of-action or pleading grounds as in Minano v. DLJ Mortgage, yet disclosure-based FCRA claims can survive per Askins v. CRST. Clarity's repeat appearance across four separate filings suggests recurring exposure but no clear outcome pattern yet. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - shows FCRA furnisher claims (like Clarity's alt-data reporting) frequently dismissed for lack of private right of action or insufficient pleading. Main risk: Dismissal for failure to state a furnisher-liability claim under FCRA, as most counts were dismissed in Minano v. DLJ Mortgage. This defendant: Four separate FCRA/FDCPA filings against Clarity Services suggest recurring consumer reporting disputes, possibly systemic data accuracy issues. Rough EV model (wide — class size is the big unknown, not a prediction): $250K–$12M Web signals mostly irrelevant (unrelated 'Clarity' brands); class size and outcome pattern for this specific defendant remain highly uncertain. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-08-05 | –$7.40M comparable settlements |