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Kaine v. Equifax Information Services LLC

M.D. Fla. · No. 2:26-cv-02282

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No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Equifax Information Services LLCsource ↗
filed by Patti Zabaleta Law Group · No. 2:26-cv-02282 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
Minano v. DLJ Mortgage shows courts often dismiss FCRA furnisher claims (§1681i, §1681c-2, §1681s-2(a)(8)) for lack of private right of action or insufficient pleading, while Askins v. CRST confirms bare FCRA disclosure violations can still confer standing and survive. Equifax has settled similar FCRA disputes twice in N.D. Ga. for $2.2M each, suggesting settlement remains the likely endpoint if claims survive initial motions.
Comparable settlements –$7.40M median $2.23M · n=8
Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M
Per member (realized): ~$301 median · $102–$500 (n=2)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital, Inc. — most analogous FCRA furnisher theory; shows partial dismissal is typical unless specific factual deficiencies in disputes are cured.
Main risk: Dismissal of core claims for lack of private right of action or insufficient factual specificity, as in Minano v. DLJ Mortgage Capital.
This defendant: Equifax faces repeated individual FCRA filings (McClary, Ali, Porter, Jover, Pringle, Sanchez) suggesting frequent but low-severity disputes, mostly resolved short of trial.
Rough EV model (wide — class size is the big unknown, not a prediction): $230K–$11.25M
Small, heterogeneous sample; no confirmed class certification data for this specific filing, so figures are directional not predictive. · grounded in 10 rulings, 8 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-08-03–$7.40M
comparable settlements