S.D. Tex. · No. 4:26-cv-06187
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No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).
| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services, LLCsource ↗ filed by Legally Noelle Services, LLC · Judge David Hittner · No. 4:26-cv-06187 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Equifax has twice settled similar FCRA claims for $2.2M with per-member payouts up to $600, showing real exposure, but comparable rulings like Minano v. DLJ Mortgage Capital show courts readily dismiss FCRA furnisher/CRA claims lacking concrete injury or private right of action. S.D. Tex. sits in the 5th Circuit, which applies Spokeo standing strictly, cutting against survival. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · Amazon.com Inc. an $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Equifax Information Services, LLC $2.2M settlement (N.D. Ga.) — same defendant, same FCRA theory, directly comparable exposure and per-member structure. Main risk: Dismissal for failure to plead concrete inaccuracy/injury, as in Minano v. DLJ Mortgage Capital where multiple FCRA counts were dismissed for insufficient factual specificity. This defendant: Equifax faces repeated individual FCRA filings (McClary, Ali, Porter, Jover, Pringle, Sanchez) indicating a persistent litigation pattern, not necessarily systemic liability. Rough EV model (wide — class size is the big unknown, not a prediction): $150K–$3M Small sample (n=8 settlements, 1 verdict); unclear if this filing is individual or class-wide, adding significant uncertainty to size/value estimates. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | S.D. Tex. | 2026-07-31 | –$7.40M comparable settlements |