D.S.C. · No. 4:26-cv-03109
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Waypoint Resource Group, LLCsource ↗ filed by Poulin, Willey, Anastopoulo, LLC · Judge Joseph Dawson III · No. 4:26-cv-03109 · 15:1692 Fair Debt Collection Act · view case timeline → Comparable settlements –$7.40M ▾FCRA claims against furnishers/collectors are frequently narrowed or dismissed absent specific statutory hooks, as in Minano v. DLJ Mortgage; but bare disclosure violations can survive as in Askins v. CRST. Small defendant size limits both survival dynamics and eventual recovery pool. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — shows courts routinely dismiss FCRA furnisher claims lacking private right of action or specificity, a likely template for Waypoint's motion practice. Main risk: Dismissal for failure to state a claim or lack of private right of action under specific FCRA provisions, as in Minano Rough EV model (wide — class size is the big unknown, not a prediction): $2K–$500K Small defendant with no prior litigation record; class certification unlikely at this stage; broad comparables skew toward large-company settlements not directly analogous. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | D.S.C. | 2026-07-30 | –$7.40M comparable settlements |