Alphonse v. Equifax Information Services LLC

S.D. Fla. · No. 9:26-cv-80913

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

Matter	Type	Practice area	Court	Date	Value
Equifax Information Services LLC source ↗ filed by The Law Office of Cortney E Walters, PLLC · Judge Aileen M. Cannon · No. 9:26-cv-80913 · 28:1441 Petition for Removal - Fair Credit Reporti · view case timeline → Comparable settlements –$7.40M ▾ Minano v. DLJ Mortgage Capital shows courts readily dismiss FCRA claims lacking private right of action or insufficient pleading, but Askins confirms bare statutory FCRA disclosure violations can survive standing challenges. Equifax as a CRA (not furnisher) faces stronger §1681e(b)/§1681i claims than the furnisher claims dismissed in Minano. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - dismissed multiple FCRA counts for no private right of action/insufficient pleading, showing courts scrutinize FCRA theories closely against Equifax-type defendants. Main risk: Dismissal for insufficient pleading of concrete injury or failure to state furnisher/CRA-specific FCRA violation, as in Minano. This defendant: Equifax has multiple recent FCRA filings (McClary, Ali, Porter, Jover, Munoz Rojas, Pringle) suggesting repeat-litigation exposure but mixed settlement outcomes ($0-$2.2M). Rough EV model (wide — class size is the big unknown, not a prediction): $250K–$12.50M Small sample of rulings/settlements; class size and per-member figures are rough proxies, not case-specific data. · grounded in 10 rulings, 8 settlements, 1 verdicts	Filing	Consumer Credit (FCRA/FDCPA)	S.D. Fla.	2026-07-30	–$7.40M comparable settlements