M.D. Fla. · No. 8:26-cv-02170
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Clarity Services, Inc.source ↗ filed by Seraph Legal, PA · Judge Thomas Patrick Barber · No. 8:26-cv-02170 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾FCRA furnisher claims often fail for lack of private right of action (Minano v. DLJ Mortgage Capital dismissed several counts on this basis), but bare statutory disclosure violations can survive under Askins v. CRST. Prior filings against Clarity (Griffin, Campbell) suggest recurring exposure but no resolved outcome data yet. Comparable settlements –$7.40M median $2.20M · n=7 Trader Joe's $7.40M · RentGrow $2.25M · Amazon.com Inc. an $2.25M Per member (realized): ~$102 median · $102–$102 (n=1) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. Dlj Mortgage Capital, Inc. - shows courts frequently dismiss FCRA furnisher claims absent specific statutory hooks, a likely defense angle for Clarity. Main risk: Dismissal for lack of private right of action or insufficient pleading, as in Minano v. DLJ Mortgage Capital. This defendant: Two prior FCRA/FDCPA filings against Clarity (Griffin, Campbell) suggest repeat exposure but no confirmed liability pattern. Rough EV model (wide — class size is the big unknown, not a prediction): $400K–$11.25M Small sample of rulings/settlements; class size and per-member figures are rough proxies from unrelated CRA cases, not Clarity-specific data. · grounded in 10 rulings, 7 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-07-28 | –$7.40M comparable settlements |