← Records

Sosa v. Equifax Information Services LLC

M.D. Fla. · No. 8:26-cv-02168

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
Equifax Information Services LLCsource ↗
filed by Squire Patton Boggs (US) LLP, Litigation · Judge John Leonard Badalamenti · No. 8:26-cv-02168 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
Minano v. DLJ Mortgage shows FCRA furnisher claims often dismissed for lack of private right of action, but Askins v. CRST confirms bare statutory FCRA violations can still confer standing and survive. Equifax has repeatedly settled similar FCRA disputes ($2.2M, $600/member) rather than litigate to verdict.
Comparable settlements –$7.40M median $2.20M · n=7
Trader Joe's $7.40M · RentGrow $2.25M · Amazon.com Inc. an $2.25M
Per member (realized): ~$102 median · $102–$102 (n=1)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital, Inc. — directly parallels FCRA furnisher theory; some counts dismissed, others survived on repleading, showing partial viability.
Main risk: Dismissal of specific FCRA counts lacking private right of action, as in Minano, could gut core claims early.
This defendant: Equifax has multiple concurrent FCRA filings (McClary, Ali, Jones, Porter, Jover, Duvernois) suggesting recurring systemic reporting disputes.
Rough EV model (wide — class size is the big unknown, not a prediction): $100K–$6M
Single-plaintiff filing; class size and recovery figures are speculative extrapolations from unrelated Equifax settlements, not case-specific data. · grounded in 10 rulings, 7 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)M.D. Fla.2026-07-27–$7.40M
comparable settlements