M.D. Fla. · No. 8:26-cv-02165
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by Seraph Legal, P.A. · Judge Virginia Maria Hernandez Covington · No. 8:26-cv-02165 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ Mortgage shows courts readily dismiss FCRA furnisher claims lacking private right of action, while Askins v. CRST shows bare statutory violations can survive on standing grounds. Equifax has multiple pending individual FCRA filings (McClary, Ali, Porter, Jover, Munoz Rojas, Sanchez) suggesting recurring but fact-specific litigation exposure. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — illustrates M.D. Fla./similar courts narrowly construe FCRA furnisher liability, dismissing claims lacking private right of action while allowing repleading on procedural counts. Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient factual specificity, as in Minano (Counts II, III, V dismissed with prejudice). This defendant: Equifax faces a recurring pattern of individual FCRA filings in this period, suggesting systemic reporting-accuracy disputes rather than isolated incidents. Rough EV model (wide — class size is the big unknown, not a prediction): – Single small comparable set; case appears individual not class-based, limiting applicability of class settlement benchmarks and TransUnion jury verdict. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-07-27 | –$7.40M comparable settlements |