S.D. Fla. · No. 1:26-cv-25060
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by The Law Office of Cortney E Walters, PLLC · Judge Roy Kalman Altman · No. 1:26-cv-25060 · 28:1442 Notice of Removal · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ shows FCRA furnisher claims often dismissed for lack of private right of action or insufficient pleading, while Askins v. CRST shows bare statutory violations can still confer standing and survive. Equifax's role as CRA (not furnisher) may avoid Minano's core defect but pleading specificity remains a risk. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - illustrates common FCRA dismissal grounds (no private right of action, insufficient pleading) that Equifax will likely raise. Main risk: Dismissal for failure to plead furnisher/CRA-specific statutory elements, as in Minano's dismissed Counts II, III, V. This defendant: Equifax faces repeated single-plaintiff FCRA filings (McClary, Ali, Porter, Jover, Munoz Rojas, Pringle), suggesting a pattern of individual disputes rather than mass litigation. Rough EV model (wide — class size is the big unknown, not a prediction): –$1K Small sample of comparables and lack of explicit class certification data limit precision; figures assume individual (non-class) resolution. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | S.D. Fla. | 2026-07-27 | –$7.40M comparable settlements |