S.D. Fla. · No. 1:26-cv-25057
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by Patti Zabaleta Law Group · Judge Cecilia M. Altonaga · No. 1:26-cv-25057 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾FCRA furnisher/CRA claims are frequently narrowed at MTD (Minano v. DLJ Mortgage dismissed most FCRA counts; Sykes v. Experian affirmed dismissal on reasonableness grounds), yet disclosure/procedural violations can survive (Askins v. CRST). Equifax's dense filing history suggests routine litigation with frequent early settlement rather than trial. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$102 median · $102–$102 (n=1) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital — shows core FCRA furnisher theories often dismissed unless plaintiff pleads concrete reasonable-investigation failure. Main risk: Dismissal for failure to plead a cognizable inaccuracy or investigation failure, as in Minano and Sykes. This defendant: Equifax faces repeated FCRA filings (McClary, Ali, Porter, Jover, Munoz Rojas, Pringle) — pattern of frequent but individually modest claims. Rough EV model (wide — class size is the big unknown, not a prediction): –$1K Single-plaintiff case; large settlement comparables reflect class actions, not directly scalable to this filing's likely individual recovery. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | S.D. Fla. | 2026-07-27 | –$7.40M comparable settlements |