M.D. Fla. · No. 8:26-cv-02151
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Optio Solutions LLCsource ↗ filed by Lippes Mathias LLP · Judge William Frederic Jung · No. 8:26-cv-02151 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Comparable FCRA/FDCPA rulings split sharply: Minano v. DLJ dismissed multiple FCRA counts for no private right of action, while Askins v. CRST let a bare disclosure violation survive and Wright v. PRA reversed in plaintiff's favor on documentation deficiencies. Soul v. Christiansen dismissed an FDCPA claim outright, showing pleading rigor matters. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - shows courts routinely dismiss FCRA furnisher claims lacking private right of action, a likely defense for Optio. Main risk: Dismissal for failure to state a claim under specific FCRA/FDCPA provisions lacking private right of action, as in Minano v. DLJ. Rough EV model (wide — class size is the big unknown, not a prediction): –$125K Small, heterogeneous comparable set; case appears individual not class-certified, so EV range is highly speculative and sensitive to future certification. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-07-27 | –$7.40M comparable settlements |