M.D. Fla. · No. 5:26-cv-00527
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by Patti Zabaleta Law Group · Judge James S. Moody Jr. · No. 5:26-cv-00527 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ Mortgage Capital shows FCRA furnisher claims often dismissed for lack of private right of action or insufficient pleading, while Askins v. CRST shows bare statutory disclosure violations can survive on standing grounds. Equifax's own settlement history ($0.0M to $2.2M) shows highly variable outcomes even within the same defendant. Comparable settlements –$7.40M median $2.23M · n=8 Trader Joe's $7.40M · Xactus $2.40M · RentGrow $2.25M Per member (realized): ~$301 median · $102–$500 (n=2) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - illustrates common dismissal of FCRA furnisher claims (private right of action, pleading deficiencies) that could apply to CRA claims here. Main risk: Dismissal for failure to plead specific inaccuracy/willfulness under FCRA, as seen in Minano where most counts failed for lack of private right of action or insufficient facts. This defendant: Equifax faces repeated FCRA filings (McClary, Ali, Porter, Jover, Munoz Rojas, Pringle) suggesting a pattern of individual disputes rather than systemic class exposure. Rough EV model (wide — class size is the big unknown, not a prediction): $200K–$37.50M Small comparable sample, unclear if case is individual or class-based; wide range reflects uncertainty in class size and survival odds. · grounded in 10 rulings, 8 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-07-27 | –$7.40M comparable settlements |