M.D. Fla. · No. 8:26-cv-02145
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Equifax Information Services LLCsource ↗ filed by Patti Zabaleta Law Group · Judge James S. Moody Jr. · No. 8:26-cv-02145 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ shows FCRA furnisher claims often survive only if pled with specificity, with several counts dismissed for no private right of action. Equifax has faced repeat individual FCRA suits (Jones, Porter, Jover, Duvernois) with mixed settlement outcomes ($2.2M vs $0.0M). Comparable settlements –$7.40M median $2.23M · n=4 Trader Joe's $7.40M · RentGrow $2.25M · Equifax $2.20M Per member (realized): ~$102 median · $102–$102 (n=1) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - illustrates FCRA claims against furnishers/CRAs frequently dismissed absent detailed factual allegations of inaccurate reporting or dispute mishandling. Main risk: Dismissal for failure to state a plausible FCRA claim, as in Minano, where multiple counts were dismissed for lack of specificity or no private right of action. This defendant: Equifax shows a recurring pattern of individual FCRA filings (6 in this dataset alone), suggesting frequent but low-value litigation exposure. Rough EV model (wide — class size is the big unknown, not a prediction): – Small sample of rulings/settlements; case appears individual not class, so aggregate value likely minimal absent certification or consolidation. · grounded in 10 rulings, 4 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-07-27 | –$7.40M comparable settlements |