← Records

WALRAVEN v. TRANS UNION, LLC

E.D. Pa. · No. 2:26-cv-05220

Full docket on CourtListener ↗

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

MatterTypePractice areaCourtDateValue
TRANS UNION, LLCsource ↗
filed by Greg Gorski Law, PLLC · No. 2:26-cv-05220 · 15:1681 Fair Credit Reporting Act · view case timeline →
Comparable settlements –$7.40M ▾
FCRA suits against furnishers/CRAs show mixed outcomes: Minano v. DLJ dismissed several FCRA counts for no private right of action while allowing others to proceed, and Askins found bare statutory violations can confer standing. TransUnion's own $40M jury verdict (9th Cir.) shows real trial exposure when claims survive.
Comparable settlements –$7.40M median $2.23M · n=4
Trader Joe's $7.40M · RentGrow $2.25M · Equifax $2.20M
Per member (realized): ~$102 median · $102–$102 (n=1)
Comparable verdict: TransUnion, LLC $40M
Key precedent: Minano v. DLJ Mortgage Capital - shows courts dismiss FCRA furnisher claims lacking private right of action but allow inadequate-investigation claims to proceed with better pleading.
Main risk: Dismissal of core FCRA counts for lack of private right of action or insufficient factual allegations, as in Minano v. DLJ.
This defendant: Multiple recent individual FCRA filings against Trans Union (Lisman, Out, Cobbs, Ho) suggest repeat exposure and possible pattern litigation risk.
Rough EV model (wide — class size is the big unknown, not a prediction): $5M–$600M
Small comparable sample; case appears to be an individual filing, so class-wide EV is speculative and highly sensitive to certification outcome. · grounded in 10 rulings, 4 settlements, 1 verdicts
FilingConsumer Credit (FCRA/FDCPA)E.D. Pa.2026-07-24–$7.40M
comparable settlements