M.D. Fla. · No. 8:26-cv-02123
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Clarity Services Inc.source ↗ filed by Seraph Legal, P.A. · Judge William Frederic Jung · No. 8:26-cv-02123 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾FCRA furnisher/CRA claims often face early dismissal for lack of private right of action or insufficient pleading, as in Minano v. DLJ Mortgage, while disclosure-based claims can survive per Askins v. CRST. Clarity Services' status as an Experian-affiliated specialty CRA creates similar exposure to both outcomes. Comparable settlements –$7.40M median $2.23M · n=4 Trader Joe's $7.40M · RentGrow $2.25M · Equifax $2.20M Per member (realized): ~$102 median · $102–$102 (n=1) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. — shows courts readily dismiss FCRA furnisher claims (1681s-2, 1681c-2) absent private right of action or specific factual pleading, a direct risk for Clarity as a data furnisher/CRA. Main risk: Dismissal of core FCRA claims for lack of private right of action or inadequate factual specificity, mirroring Minano and Soul rulings. This defendant: One prior filing (Griffin v. Clarity Services) suggests recurring FCRA exposure but no resolved outcome yet to confirm pattern. Rough EV model (wide — class size is the big unknown, not a prediction): $500K–$8M Small, heterogeneous sample; no confirmed class size or defendant-specific settlement data; figures are illustrative ranges, not predictions. · grounded in 10 rulings, 4 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-07-23 | –$7.40M comparable settlements |