M.D. Fla. · No. 6:26-cv-01599
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| Cross River Banksource ↗ filed by Lehrman Law · Judge Carlos Eduardo Mendoza · No. 6:26-cv-01599 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾Minano v. DLJ Mortgage shows courts frequently dismiss FCRA furnisher claims (no private right of action, insufficient pleading), while Askins v. CRST shows bare disclosure violations can survive standing challenges. Cross River's FCRA/FDCPA theory likely faces similar pleading scrutiny given fintech-partner banking model. Comparable settlements –$7.40M median $2.23M · n=4 Trader Joe's $7.40M · RentGrow $2.25M · Equifax $2.20M Per member (realized): ~$102 median · $102–$102 (n=1) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital - most FCRA claims against furnishers dismissed for lack of private right of action or insufficient pleading, directly analogous to Cross River's furnisher role. Main risk: Dismissal of core FCRA counts as in Minano, where furnisher-liability claims lack private right of action absent specific statutory hooks. Rough EV model (wide — class size is the big unknown, not a prediction): $200K–$20M No defendant-specific litigation history; class size is speculative absent Cross River-specific data; wide range reflects small comparable sample and uncertain claim-specific outcomes. · grounded in 10 rulings, 4 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | M.D. Fla. | 2026-07-23 | –$7.40M comparable settlements |