N.D. Fla. · No. 4:26-cv-00353
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| Matter | Type | Practice area | Court | Date | Value |
|---|---|---|---|---|---|
| CLARITY SERVICES INCsource ↗ filed by Seraph Legal Pa Tampa Fl · Judge Mark Eaton Walker · No. 4:26-cv-00353 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾FCRA furnisher/CRA claims are frequently narrowed or dismissed for lack of private right of action or insufficient pleading (Minano v. DLJ Mortgage Capital; Soul v. Christiansen), yet bare statutory disclosure violations can survive standing challenges (Askins v. CRST). Outcome for Clarity likely hinges on which specific FCRA subsection is pled. Comparable settlements –$7.40M median $2.23M · n=4 Trader Joe's $7.40M · RentGrow $2.25M · Equifax $2.20M Per member (realized): ~$102 median · $102–$102 (n=1) Comparable verdict: TransUnion, LLC $40M Key precedent: Minano v. DLJ Mortgage Capital, Inc. - shows courts routinely dismiss FCRA furnisher claims (1681i, 1681c-2, 1681s-2(a)) absent private right of action, a direct risk for CRA-style defendant like Clarity. Main risk: Dismissal of core FCRA counts for lack of private right of action or inadequate pleading, as in Minano and Soul. This defendant: Prior filing (Campbell v. Clarity Services) suggests repeat FCRA exposure but no adjudicated outcome yet. Rough EV model (wide — class size is the big unknown, not a prediction): $100K–$6M Small, heterogeneous comparable set; class size and per-member figures are speculative absent Clarity-specific settlement data. · grounded in 10 rulings, 4 settlements, 1 verdicts | Filing | Consumer Credit (FCRA/FDCPA) | N.D. Fla. | 2026-07-23 | –$7.40M comparable settlements |