HO v. TRANS UNION, LLC

E.D. Pa. · No. 5:26-cv-05129

No federal docket timeline hydrated for this case yet (state-court settlements have no RECAP docket).

Our records for this case (1)

Matter	Type	Practice area	Court	Date	Value
TRANS UNION, LLC source ↗ filed by Greg Gorski Law, PLLC · No. 5:26-cv-05129 · 15:1681 Fair Credit Reporting Act · view case timeline → Comparable settlements –$7.40M ▾ Minano v. DLJ shows courts readily dismiss FCRA furnisher claims but here Trans Union is a CRA directly subject to §1681i reinvestigation duties, a stronger private-right-of-action theory. Askins v. CRST shows some courts treat bare FCRA procedural violations as sufficient injury, aiding standing, but pleading specificity (per Minano) remains a real dismissal risk. Comparable settlements –$7.40M median $2.23M · n=4 Trader Joe's $7.40M · RentGrow $2.25M · Equifax $2.20M Per member (realized): ~$102 median · $102–$102 (n=1) Class (from complaint): Duane E. Norman, Sr. on behalf of himself and all others similarly situated who disputed inquiry information with Trans Union and were denied proper reinvestiga Key precedent: Minano v. DLJ Mortgage Capital — shows FCRA claims survive only with specific factual pleading; §1681i claims against a CRA (not furnisher) are more viable but still vulnerable to dismissal without prejudice for insufficiency. Main risk: Dismissal for insufficient factual specificity on 'denied proper reinvestigation,' mirroring Minano's dismissal of under-pled FCRA counts. This defendant: Two other pending FCRA filings against Trans Union (Lisman, Cobbs) indicate recurring litigation exposure and possible systemic reinvestigation practice challenges. Rough EV model (wide — class size is the big unknown, not a prediction): $250K–$30M Single realized per-member data point and no directly on-point verdicts; class size is speculative absent discovery on dispute volume. · grounded in 10 rulings, 4 settlements, 0 verdicts	Filing	Consumer Credit (FCRA/FDCPA)	E.D. Pa.	2026-07-22	–$7.40M comparable settlements