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Public Vector Legal Intelligence

Vital daily intelligence, compiled exclusively for plaintiff's attorneys.

Monday, September 21, 2026

The Daily Vigilance Briefing — the consumer-protection docket read for you every morning: new filings, legal developments, and settlements across consumer law, built to keep you on top of the competition, the trends, the state of the law, and the value of cases.

45
Notable filings
6
Rulings
$4.08B
Settlements tracked
$3.15B
Regulator relief

Notable new filings4

Notable consumer-protection actions from the last few days — federal by nature of suit, plus state-court filings the federal dockets miss; with the filing firm and a docket link.

Consumer Fraud / False Advertising
Comparable settlements: $7.5M median ($2.8M–$20.0M) · ~$50/member · 167 comparable settlements
Obediente v. HSBC Bank USA National Association (M.D. Fla., 2026-09-18)
HSBC Bank USA National Association is sued for alleged mortgage-related conduct; specific claims and damages are referenced in attachments not provided in this excerpt.
docket ↗
Floro v. Garza Food Ventures, LLC (S.D.N.Y., 2026-09-17)
Garza Food Ventures, LLC dba Siete Foods and PepsiCo, Inc. falsely marketed products as "Made with Avocado Oil" when they were adulterated with cheaper seed oils.
pro se — unrepresented · docket ↗
Consumer Credit (FCRA / FDCPA)
Comparable settlements: $2.3M median ($2.1M–$4.1M) · ~$102/member · 16 comparable settlements
Gukeisen v. Equifax Information Services LLC (M.D. Fla., 2026-09-18)
Equifax, Experian, and Trans Union violated the Fair Credit Reporting Act by failing to conduct reasonable investigations of consumer disputes about inaccurate credit report information.
filed by The Consumer Lawyers, PLLC · docket ↗
T.H. v. RentGrow, Inc. (D. Mass., 2026-09-18)
RentGrow, Inc. allegedly violated FCRA by furnishing inaccurate credit information.
docket ↗

The rest of today's briefing

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Filings and rulings sourced from CourtListener; settlements from public settlement notices; regulator actions from FTC/CFPB feeds. Snapshot generated 2026-09-21. — The Public Vector team