← Consumer Litigation Index

Settlement benchmark

Consumer Credit (FCRA/FDCPA) settlements

Across 8 valued consumer credit (fcra/fdcpa) settlements, the median recovery is $2.2M. Half fall between $1.8M and $2.4M.

$2.2M
median settlement
8
settlements
$1.8M
25th percentile
$2.4M
75th percentile
$7.4M
largest

Largest in this theory

The five biggest settlements we have a value for.

DefendantDateAmount
Trader Joe's2026-05-31$7.4M
Xactus2026-08-06$2.4M
Amazon.com Inc. and Audible Inc.2026-07-24$2.2M
RentGrow2026-07-09$2.2M
Equifax2026-08-05$2.2M

See the cases behind these numbers

You are seeing the top five of 8. Records Pro opens the case-level rows — every settlement with its defendant, court, date, class size and per-member recovery — plus CSV export and the JSON API.

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Medians and quartiles are computed over settlements with a reported gross fund. Figures describe past resolutions and are not a valuation of any particular case.