← Consumer Litigation Index

Settlement benchmark

Consumer Credit (FCRA/FDCPA) settlements

Across 26 valued consumer credit (fcra/fdcpa) settlements, the median recovery is $2.3M. Half fall between $1.6M and $5.1M.

$2.3M
median settlement
26
settlements
$1.6M
25th percentile
$5.1M
75th percentile
$100.0M
largest

Largest in this theory

The five biggest settlements we have a value for.

DefendantDateAmount
Equifax2026-10-26$100.0M
Equifax2026-09-29$30.0M
Equifax Information Services LLC2026-10-07$30.0M
Trans Union, LLC2026-11-06$8.3M
TransUnion2026-11-02$8.3M

See the cases behind these numbers

You are seeing the top five of 26. Records Pro opens the case-level rows — every settlement with its defendant, court, date, class size and per-member recovery — plus CSV export and the JSON API.

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Medians and quartiles are computed over settlements with a reported gross fund. Figures describe past resolutions and are not a valuation of any particular case.